TERMS OF SERVICE AGREEMENT 

PLEASE READ THE FOLLOWING TERMS OF USE AGREEMENT CAREFULLY. BY ACCESSING OR USING OUR SITES AND OUR SERVICES, YOU HEREBY AGREE TO BE BOUND BY THE TERMS AND ALL TERMS INCORPORATED HEREIN BY  REFERENCE. IF YOU DO NOT EXPRESSLY AGREE TO ALL OF THE TERMS AND CONDITIONS, THEN PLEASE DO NOT ACCESS OR USE OUR SITES OR OUR SERVICES. THIS TERMS OF SERVICE AGREEMENT IS EFFECTIVE AS OF 05/17/2018.

ACCEPTANCE OF TERMS

The following Terms of Service Agreement (the "TOS") is a legally binding agreement that shall govern the relationship with our users and others which  may  interact  or  interface  with Wallace Homes and Loans LLC,  located  at  23203 56th Ave. South Kent, WA 98032,  and our subsidiaries         and      affiliates, in association             With the use of the  (the "Site") and its Services, which shall be defined below. 

DESCRIPTION OF WEBSITE SERVICES OFFERED

 The Site is an e-commerce website www. wallacehomesandloans .com which has the following description: Information Services and Real Estate Services

Any and all visitors to our site, despite whether they are registered or not, shall be deemed as "users" of the herein contained Services provided for the purpose of this TOS. Once an individual registers for our Services, through the process of creating an account, the user shall then be considered a "member."

 The user and/or member acknowledges and agrees that the Services provided and made available through our website and applications, which may include some mobile  applications and that those applications may be  made  available     on            various      social             media   networking                 sites   and            numerous  other              platforms          and downloadable programs, are the sole property of Wallace Homes and Loans LLC. At its discretion,  Wallace Homes and Loans LLC  may offer additional website Services and/or products, or update, modify or revise any current content and Services,  and  this  Agreement  shall  apply  to  any  and  all  additional  Services  and/or  products   and  any and all updated, modified or revised Services unless otherwise stipulated. Wallace Homes and Loans LLC does hereby reserve the right to cancel and cease offering  any of the aforementioned  Services  and/or products.  You,  as  the end user and/or member, acknowledge, accept and  agree  that  Wallace Homes and Loans LLC  shall  not  be  held liable for any such updates, modifications, revisions, suspensions or discontinuance of any of our Services and/or products. Your continued use of the Services provided, after such posting of any updates,  changes, and/or modifications shall constitute your acceptance of such updates, changes and/or modifications, and as such, frequent review of this Agreement  and any and all applicable  terms  and policies  should  be made  by you to ensure you are aware of all terms and policies currently in effect.  Should  you  not  agree  to  the updated, modified, revised or modified terms, you must stop using the provided Services.

Furthermore, the user and/or member understands,  acknowledges  and agrees that the Services  offered shall  be provided "AS IS" and as such Wallace Homes and Loans LLC shall not assume  any responsibility  or obligation  for the timeliness, missed delivery, deletion and/or any failure to store user content, communication or personalization settings.

REGISTRATION

To register and become a "member" of the Site, you must be 18 years of age to enter into and form a legally binding contract. In addition, you must be in good standing and not an individual that has been previously  barred from receiving Wallace Homes and Loans Services under the laws and statutes of the United States or other applicable jurisdiction.

 Furthermore, the registering party hereby acknowledges, understands and agrees to:

  1. furnish factual, correct, current and complete information with regards to yourself as may be requested  by the data registration process, and 

  2. maintain and promptly update your registration and profile information in an effort to maintain accuracy and completeness at all times.

 If anyone knowingly provides any information of a false, untrue, inaccurate or incomplete nature, Wallace Homes and Loans LLC will have sufficient grounds and rights to suspend or terminate the member in violation of this aspect of the Agreement, and as such refuse any and all current or future use  of Wallace Homes and Loans LLC Services, or any portion thereof.

It is Wallace Homes and Loans LLC priority to ensure the safety and privacy of all its visitors, users and members, especially that of children. Therefore, it is for this reason  that the parents  of any child under the age of 13  that permit their child or children access to the Wallace Homes and Loans website platform Services must create  a  "family" account, which will certify that  the  individual  creating  the  "family"  account  is  of  18  years  of  age  and as such, the parent or legal guardian of any child or children registered under the "family" account. As the creator of the "family" account, s/he is  thereby  granting  permission  for  his/her  child  or  children  to  access the various Services  provided,  including,  but  not  limited  to,  message  boards,  email,  and/or instant messaging. It  is  the parent's  and/or  legal  guardian's  responsibility  to determine  whether  any  of  the Services and/or content provided are age-appropriate for his/her child. 

PRIVACY POLICY

 Every member's registration data and various other personal information are strictly protected by the Wallace Homes and Loans LLC Online  Privacy  Policy. As a member, you herein consent to the collection and use of the information  provided,  including  the transfer of information within the United States and/or other countries for storage, processing or use by Wallace Homes and Loans LLC and/or our subsidiaries and affiliates.

MEMBER ACCOUNT, USERNAME, PASSWORD AND SECURITY

After completion of the registration data and creation of your username, you will receive a random password—which you can later change—and account designation. You shall be responsible for  maintaining  the  secrecy  and confidentiality  of your password  and for all activities  that transpire  on or within  your account. It shall be your responsibility to notify Wallace Homes and Loans LLC immediately if you  notice  any  unauthorized access or use of your account or password or any other breach of security. Wallace Homes and Loans LLC shall  not be held liable  for any loss  and/or damage arising from any failure to comply with this term and/or condition      of the TOS.

CONDUCT

 As a member of the Site, you herein acknowledge, understand and  agree  that  all  information,  text,  software, data, photographs, music, video, messages, tags or any other content, whether it is publicly or privately posted and/or transmitted, is the expressed sole responsibility of the individual from whom the content originated. In short, this means that you are solely responsible for any and all content posted, uploaded, emailed,  transmitted or otherwise made available by way of Wallace Homes and Loans Services, and as such, we do  not  guarantee  the  accuracy, integrity or quality of such content. It is expressly understood that by use of  our  Services,  you may  be exposed to content including, but not limited to, any errors or omissions in any content posted, and/or any loss  or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted or otherwise made available by Wallace Homes and Loans.

Furthermore, you herein agree not to make use of Wallace Homes and Loans LLCs Services for the purpose of:

  1. uploading, posting, emailing, transmitting, or otherwise making available any content that shall be deemed unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, or invasive of another's privacy or which is hateful, and/or racially, ethnically, or otherwise objectionable;

  2. causing harm to minors in any manner whatsoever;

  3. impersonating any individual or entity, including, but not limited to, any Wallace Homes and Loans officials, forum leaders, guides or hosts or falsely stating or otherwise misrepresenting any affiliation with an individual or entity;

  4. forging captions, headings or titles or otherwise offering any content that you personally have no right to pursuant to any law nor having any contractual or fiduciary relationship with;

  5. uploading, posting, emailing, transmitting or otherwise offering any such content that may infringe upon any patent, copyright, trademark, or any other proprietary or intellectual rights of any other party;

  6. uploading, posting, emailing, transmitting or otherwise offering any content that you do not personally have any right to offer pursuant to any law or in accordance with any contractual or fiduciary relationship;

  7. uploading, posting, emailing, transmitting, or otherwise offering any unsolicited or unauthorized advertising, promotional flyers, "junk mail," "spam," or any other form of solicitation, except in any such areas that may have been designated for such purpose;

  8. uploading, posting, emailing, transmitting, or otherwise offering any source that may contain a software virus or other computer code, any files and/or programs which have been designed to interfere, destroy and/or limit the operation of any computer software, hardware, or telecommunication equipment; 

  9. disrupting the normal flow of communication, or otherwise acting in any manner that would negatively affect other users' ability to participate in any real time interactions;

  10. interfering with or disrupting any Wallace Homes and Loans LLC Services, servers and/or networks that may be connected or related to our website, including, but not limited to, the use of any device software and/ or routine to bypass the robot exclusion headers; 

  11. intentionally or unintentionally violating any local, state, federal, national or international law, including, but not limited to, rules, guidelines, and/or regulations decreed by the U.S. Securities and Exchange Commission, in addition to any rules of any nation or other securities exchange, that would include without limitation, the New York Stock Exchange, the American Stock Exchange, or the

NASDAQ, and any regulations having the force of law;

  • providing informational support or resources, concealing and/or disguising the character, location, and  or source to any organization delegated by the United States government as a "foreign terrorist organization" in accordance to Section 219 of the Immigration Nationality Act;

  1. "stalking" or with the intent to otherwise harass another individual; and/or

  • collecting or storing of any personal data relating to any other member or user in connection with the prohibited conduct and/or activities which have been set forth in the aforementioned paragraphs. 

Wallace Homes and Loans LLC herein reserves the right to pre-screen, refuse and/or delete any content  currently available through our Services. In addition, we reserve  the right to remove  and/or delete any such content  that would violate the TOS or which would otherwise be considered offensive  to  other  visitors,  users and/or members.

Wallace Homes and Loans LLC herein reserves the right to access, preserve and/or  disclose  member  account  information  and/or  content  if it is requested  to do so by law  or in good  faith belief  that  any  such  action is deemed reasonably necessary for:

  1. compliance with any legal process;

  2. enforcement of the TOS; 

  3. responding to any claim that therein contained content is in violation of the rights of any third party;

  4. responding to requests for customer service; or

  5. protecting the rights, property or the personal safety of Wallace Homes and Loans LLC, its visitors, users and members, including the general public.

Wallace Homes and Loans LLC herein reserves the right to include the use of security components that may permit

digital information  or material  to be protected,  and that such use of information  and/or  material  is subject  to usage guidelines and regulations established by Wallace Homes and Loans LLC or any other content providers supplying content services to Wallace Homes and Loans LLC. You are hereby prohibited from making any attempt to override  or  circumvent  any  of   the   embedded   usage   rules   in   our   Services.   Furthermore, unauthorized reproduction, publication, distribution, or exhibition  of any information  or materials  supplied by our Services, despite whether done so in whole or in part, is expressly prohibited.

INTERSTATE COMMUNICATION

Upon registration, you hereby acknowledge that by using www.agentbrokertraining.com to send electronic communications, which would include, but are not limited to, email, searches, instant messages, uploading of files, photos and/or videos, you will be causing communications to be sent through our computer network. Therefore, through your use, and thus your agreement with this TOS, you are acknowledging that the use of this Service shall result in interstate transmissions.

CAUTIONS FOR GLOBAL USE AND EXPORT AND IMPORT COMPLIANCE

Due to the global nature of the internet, through the use of our network you hereby agree to comply with all local rules relating to online conduct and that which is considered acceptable Content. Uploading, posting and/or transferring of software, technology and other technical data may be subject to the export and import laws of the United States and possibly other countries. Through the use of our network, you thus agree to comply with all applicable export and import laws, statutes and regulations, including, but not limited to, the Export Administration Regulations  (http://www.access.gpo.gov/bis/ear/ear_data.html),  as  well  as  the sanctions control program of the United States (http://www.treasury.gov/resource-center/sanctions/Programs/Pages/Programs.aspx). Furthermore, you state and pledge that you:

  1. are not on the list of prohibited individuals which may be identified on any government export exclusion report (http://www.bis.doc.gov/complianceandenforcement/liststocheck.htm) nor a member of any other government which may be part of an export-prohibited country identified in applicable export and import laws and regulations;

  2. agree not to transfer any software, technology or any other technical data through the use of our network Services to any export-prohibited country;

  3. agree not to use our website network Services for any military, nuclear, missile, chemical or biological weaponry end uses that would be a violation of the U.S. export laws; and 

  4. agree not to post, transfer nor upload any software, technology or any other technical data which would be in violation of the U.S. or other applicable export and/or import laws.

CONTENT PLACED OR MADE AVAILABLE FOR COMPANY SERVICES

Wallace Homes and Loans LLC shall not lay claim to ownership of any content submitted  by any visitor , member  or  user, or make such content  available  for inclusion  on our website  Services.  Therefore,  you hereby  grant  and allow for Wallace Homes and Loans LLC  the  below  listed  worldwide,  royalty-free  and  non-exclusive  licenses, as applicable:

  1. The content submitted or made available for inclusion on the publicly accessible areas of Wallace Homes and Loans LLC sites, the license provided to permit to use, distribute, reproduce, modify, adapt, publicly perform and/or publicly display said Content on our network Services is for the sole purpose of providing and promoting the specific area to which this content was placed and/or made available for viewing. This license shall be available so long as you are a member of Wallace Homes and Loans LLC sites, and shall terminate at such time when you elect to discontinue your membership. 

  2. Photos, audio, video and/or graphics submitted or made available for inclusion on the publicly accessible areas of Wallace Homes and Loans LLC sites, the license provided to permit to use, distribute, reproduce, modify, adapt, publicly perform and/or publicly display said Content on our network Services are for the sole purpose of providing and promoting the specific area in which this content was placed and/or made available for viewing. This license shall be available so long as you are a member of Wallace Homes and Loans LLC sites and shall terminate at such time when you elect to discontinue your membership. 

  3. For any other content submitted or made available for inclusion on the publicly accessible areas of Wallace Homes and Loans LLC sites, the continuous, binding and completely sub-licensable license which is meant to permit to use, distribute, reproduce, modify, adapt, publish, translate, publicly perform and/ or publicly display said content, whether in whole or in part, and the incorporation of any such Content into other works in any arrangement or medium current used or later developed.

Those areas which may be deemed "publicly accessible" areas of Wallace Homes and Loans LLCs sites are those  such areas of our  network  properties  which  are  meant  to  be  available  to  the  general  public,  and  which would 

include message boards and groups that are openly available to both visitors and members . However, those areas which are not open to the public, and thus available  to  members only,  would include  our mail system  and instant messaging.

CONTRIBUTIONS TO COMPANY WEBSITE

Wallace Homes and Loans LLC provides an area for our users and members to contribute  feedback  to  our  website. When  you  submit  ideas,   documents,   suggestions   and/or   proposals   ("Contributions")   to   our   site, you acknowledge and agree that: 

  1. your Contributions do not contain any type of confidential or proprietary information;

  2. Wallace Homes and Loans shall not be liable or under any obligation to ensure or maintain confidentiality, expressed or implied, related to any Contributions;

  3. Wallace Homes and Loans shall be entitled to make use of and/or disclose any such Contributions in any such manner as they may see fit;

  4. the contributor's Contributions shall automatically become the sole property of ABT; and

  5. Wallace Homes and Loans is under no obligation to either compensate or provide any form of reimbursement in any manner or nature.

INDEMNITY 

All users and/or members herein agree to insure and hold Wallace Homes and Loans LLC, our subsidiaries, affiliates, agents, employees, officers, partners and/or licensors blameless or not liable for  any  claim  or  demand, which may include, but is not limited to, reasonable attorney fees made by any third party, which may arise from any content a member or user of our site may submit, post, modify, transmit  or  otherwise  make available through our Services, the use of Wallace Homes and Loans Services or your connection with these Services,  your violations of the Terms of Service and/or your violation of any such rights of another person.

COMMERCIAL REUSE OF SERVICES

 The member or user herein agrees not to replicate, duplicate, copy, trade, sell, resell nor exploit for any commercial reason any part, use of, or access to Wallace Homes and Loans sites.

USE AND STORAGE GENERAL PRACTICES

 You herein acknowledge that Wallace Homes and Loans LLC may  set  up  any  such  practices  and/or  limits  regarding the use of our Services, without limitation of the maximum  number  of days that any email, message  posting or any other uploaded content shall be  retained  by  Wallace Homes and Loans LLC,  nor  the  maximum  number  of email  messages  that  may  be  sent  and/or  received  by any  member,  the  maximum  volume  or  size  of  any email message that may be sent from or may  be  received  by  an  account  on  our  Service,  the  maximum disk space allowable that shall be allocated on Wallace Homes and Loans LLC  servers  on  the  member's  behalf, and/or the maximum number  of  times  and/or  duration  that  any member  may  access  our  Services in a given period of time. In addition, you also agree that Wallace Homes and Loans  LLC  has  absolutely  no responsibility or liability for the removal or failure to maintain storage of any messages and/or other communications or content maintained or transmitted by our Services. You also herein acknowledge that we reserve the right to delete or remove any account that is no longer active for an extended period of time. Furthermore, Wallace Homes and Loans LLC shall reserve the right to modify, alter  and/or  update  these  general  practices and limits at our discretion.

Any messenger service, which  may include  any web-based  versions,  shall allow you and the individuals  with whom you communicate with the ability to save your conversations in your account located on Wallace Homes and Loans LLC servers.  In  this  manner,  you  will  be  able  to  access  and  search  your  message  history  from  any  computer  with  internet  access.   You   also   acknowledge   that   others   have   the   option to use and save conversations with you in their own personal  account  on www.agentbrokertraining.com.  It  is  your  agreement  to  this  TOS  which establishes  your  consent   to allow Wallace Homes and Loans LLC to store any and all communications on its servers.

MODIFICATIONS

Wallace Homes and Loans LLC shall reserve the right at any time it may deem fit, to modify, alter and or discontinue, whether temporarily or permanently, our service, or any part thereof, with or without prior  notice.  In  addition, we shall not be held liable to you or to any third party for any such alteration, modification, suspension and/or discontinuance of our Services, or any part thereof. 

TERMINATION

 As a member of Wallace Homes and Loans you may cancel or terminate your account, associated email address and/or access to our Services by submitting a cancellation or termination request to michelle.wallace@kw.com.

 As a member, you agree that Wallace Homes and Loans LLC may, without any prior written notice,  immediately suspend, terminate, discontinue and/or limit your account, any email associated with your account,  and access to any of our Services. The cause for such termination, discontinuance,  suspension  and/or limitation  of access shall include, but is not limited to: 

  1. any breach or violation of our TOS or any other incorporated agreement, regulation and/or guideline;

  2. by way of requests from law enforcement or any other governmental agencies;

  3. the discontinuance, alteration and/or material modification to our Services, or any part thereof; 

  4. unexpected technical or security issues and/or problems; 

  5. any extended periods of inactivity;

  6. any engagement by you in any fraudulent or illegal activities; and/or; 

  7. the nonpayment of any associated fees that may be owed by you in connection with yourwww.agentbrokertraining.com account Services.

Furthermore, you herein agree that any and all terminations,  suspensions,  discontinuances,  and  or limitations of access for cause shall be made at our sole discretion and that we shall not be liable to you or any other third party with regards to the termination of your account, associated email address and/or access to any of our Services.

The termination of your account with www.wallacehomesandloans.com shall include any and/or all of the following:

  1. the removal of any access to all or part of the Services offered within www.agentbrokertraining.com;

  2. the deletion of your password and any and all related information, files,  and any such content that may be associated with or inside your account, or any part thereof; and

  3. the barring of any further use of all or part of our Services. 

ADVERTISERS

 Any correspondence or business dealings with, or the participation in  any promotions  of, advertisers  located  on or through our Services, which may include the payment and/or delivery of such related goods and/or Services, and any such other term,  condition,  warranty  and/or  representation  associated  with  such  dealings, are and shall be solely between you and any such advertiser. Moreover, you herein agree that Wallace Homes and Loans LLC shall not be held responsible or liable for any loss  or damage  of any  nature  or  manner incurred as a direct result of any such dealings or as a result of the presence  of such advertisers  on  our website. 

LINKS

 Either Wallace Homes and Loans LLC or any third parties may provide links to other websites  and/or  resources.  Thus, you acknowledge and agree  that  we  are  not  responsible  for  the  availability  of  any  such  external  sites or resources, and as such,  we  do  not  endorse  nor  are  we  responsible  or  liable  for  any  content,  products, advertising or any other materials, on or available from such third party sites or resources. Furthermore, you acknowledge and agree that  Wallace Homes and Loans LLC shall not be responsible  or liable, directly or indirectly, for any such damage or loss which may be a result of, caused or allegedly to be caused by or in connection with the use of or the reliance on any such content, goods or Services made available  on or  through any such site or resource.

PROPRIETARY RIGHTS

 You do hereby acknowledge and agree that Wallace Homes and Loans LLC Services and any essential software that  may be used in connection with our Services ("Software") shall contain proprietary and confidential material  that  is protected by applicable intellectual  property  rights  and  other  laws.  Furthermore,  you  herein acknowledge      and   agree                 that   any   Content                         which    may   be   contained          in   any   advertisements         or information presented by and through our Services  or  by  advertisers  is  protected  by  copyrights, trademarks, patents or other proprietary rights and laws. Therefore, except for that which is  expressly permitted by applicable law or as authorized by Wallace Homes and Loans LLC or such applicable  licensor,  you agree not to alter, modify, lease, rent, loan, sell, distribute, transmit, broadcast,  publicly  perform  and/or  created any plagiaristic works which are based on Wallace Homes and Loans  LLC  Services  (e.g.  Content  or  Software),  in whole or part.

Wallace Homes and Loans LLC herein has granted you personal, non-transferable  and  non-exclusive  rights  and/or license to make use of the object code or our Software on a single computer, as long as you do not, and shall not, allow any third party to duplicate, alter, modify, create or  plagiarize  work  from,  reverse  engineer, reverse assemble or otherwise make an attempt to locate or  discern  any  source  code,  sell,  assign, sublicense, grant a security interest in and/or otherwise transfer any such right in the Software. Furthermore, you do herein agree not to alter or change  the Software  in any manner,  nature  or form, and as such, not        to use any modified versions of the Software, including and without limitation, for the purpose of obtaining unauthorized access to our Services. Lastly, you also agree not to access or attempt to access our Services through any means other than through the interface which is provided by Wallace Homes and Loans LLC for use in accessing our Services.

WARRANTY DISCLAIMERS

 YOU HEREIN EXPRESSLY ACKNOWLEDGE AND AGREE THAT:

 

  1. THE USE OF WALLACE HOMES AND LOANS LLC SERVICES AND SOFTWARE ARE AT THE SOLE RISK BY YOU. OUR SERVICES AND SOFTWARE SHALL BE PROVIDED ON  AN  "AS IS"  AND/OR "AS AVAILABLE" BASIS. Wallace Homes and Loans LLC AND OUR SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES OF ANY KIND WHETHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND  NON- INFRINGEMENT. 

  2. Wallace Homes and Loans LLC AND OUR SUBSIDIARIES, OFFICERS,  EMPLOYEES,  AGENTS, PARTNERS AND LICESNSORS MAKE  NO  SUCH  WARRANTIES  THAT  (i)  Wallace Homes and Loans LLC SERVICES OR SOFTWARE WILL  MEET  YOUR  REQUIREMENTS;  (ii)  Wallace Homes and Loans LLC SERVICES OR SOFTWARE SHALL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; (iii) THAT SUCH RESULTS WHICH  MAY  BE  OBTAINED  FROM  THE  USE OF THE Wallace Homes and Loans LLC SERVICES OR  SOFTWARE  WILL  BE  ACCURATE  OR RELIABLE; (iv) QUALITY OF ANY PRODUCTS, SERVICES,  ANY  INFORMATION  OR OTHER MATERIAL WHICH MAY BE PURCHASED OR  OBTAINED  BY  YOU  THROUGH OUR SERVICES OR SOFTWARE WILL MEET YOUR EXPECTATIONS; AND (v) THAT ANY SUCH ERRORS CONTAINED IN THE SOFTWARE SHALL BE CORRECTED. 

  3. ANY INFORMATION OR MATERIAL DOWNLOADED OR OTHERWISE OBTAIN  BY  WAY OF Wallace Homes and Loans LLC SERVICES OR SOFTWARE SHALL BE ACCESSED BY YOUR SOLE DISCRETION AND SOLE RISK, AND AS SUCH YOU  SHALL  BE  SOLELY  RESPONSIBLE FOR AND HEREBY WAIVE ANY AND ALL CLAIMS AND CAUSES OF ACTION WITH RESPECT TO ANY DAMAGE TO YOUR COMPUTER AND/OR INTERNET ACCESS, DOWNLOADING AND/OR DISPLAYING, OR FOR ANY LOSS OF DATA THAT COULD RESULT FROM THE DOWNLOAD OF ANY SUCH INFORMATION OR MATERIAL.

  4. NO ADVICE AND/OR INFORMATION, DESPITE  WETHER  WRITTEN  OR  ORAL,  THAT MAY BE OBTAINED BY YOU FROM Wallace Homes and Loans LLC OR BY WAY OF OR FROM OUR SERVICES OR SOFTWARE SHALL CREATE ANY WARRANTY NOT  EXPRESSLY  STATED  IN THE TOS.

  5. A SMALL PERCENTAGE OF SOME USERS MAY EXPERIENCE SOME DEGREE  OF EPILEPTIC SEIZURE WHEN EXPOSED TO  CERTAIN  LIGHT  PATTERNS  OR BACKGROUNDS THAT MAY BE CONTAINED ON A  COMPUTER  SCREEN  OR WHILE USING OUR SERVICES. CERTAIN CONDITIONS  MAY  INDUCE  A  PREVIOUSLY UNKNOWN CONDITION OR UNDETECTED ELILEPTIC SYMPTOM IN USERS WHO HAVE SHOWN NO HISTORY OF ANY PRIOR SEIZURE OR EPILEPSY. SHOULD YOU,  ANYONE YOU KNOW OR ANYONE IN YOUR FAMILY HAVE AN EPILEPTIC CONDITION, PLEASE CONSULT A PHYSICAN IF YOU EXPERIENCE ANY OF THE FOLLOWING SYMPTOMS WHILE USING OUR SERVICES: DIZZINESS,  ALTERED  VISON,  EYE OR MUSCLE TWITCHES,  LOSS  OF  AWARNESS,  DISORIENTATION,  ANY   INVOLUNTARY MOVEMENT, OR CONVULSIONS.

LIMITATION OF LIABILITY

YOU EXPLICITY ACKNOWLEDGE, UNDERSTAND AND AGREE THAT AGENT BROKER 

TRAINING AND OUR SUBISDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS SHALL NOT BE LIABLE TO YOU FOR  ANY PUNITIVE, INDIRECT, INCIDENTIAL, SPECIAL, CONSEQUENIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES WHICH MAY BE RELATED TO THE LOSS OF ANY PROFITS, GOODWILL, USE, DATA AND/OR OTHER INTANGILBE  LOSSES,  EVEN THOUGH WE MAY HAVE BEEN ADVISED OF SUCH  POSSIBILITY  THAT  SAID  DAMAGES MAY OCCUR, AND RESULT FROM:

  1. THE USE OR INABILITY TO USE OUR SERVICE;

  2. THE COST OF PRECURING SUBSTITUTE GOODS AND SERVICES;

  3. UNAUTHORIZED ACCESS TO OR THE ALTERATION OF YOUR TRANSMISSIONS AND/OR DATA;

  4. STATEMENTS OR CONDUCT OF ANY SUCH THRID PARTY ON OUR SERVICE;

  5. AND ANY OTHER MATTER WHICH MAY BE RELATED TO OUR SERVICE. 

SPECIAL ADMONITION RELATED TO FINANCIAL MATTERS

Should you intend to create or to join any service, receive or request any such news, messages, alerts or other information from our Services concerning companies, stock quotes,  investments  or securities,  please  review the above Sections Warranty  Disclaimers  and  Limitations  of  Liability  again.  In  addition,  for  this particular type of information, the phrase "Let the investor beware" is  appropriate Wallace Homes and Loans LLC content is provided primarily for informational  purposes,  and  no  content  that  shall  be  provided  or included in our Services is intended for  trading  or  investing  purposes Wallace Homes and Loans LLC and  our  licensors shall not be responsible or liable for the accuracy, usefulness or availability of any information transmitted and/or made available by way of our Services, and shall not be responsible or liable for  any trading and/or investment decisions based on any such information.

EXCLUSION AND LIMITATIONS

THERE ARE SOME JURISDICTIONS WHICH DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OF EXCLUSION OF LAIBILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. THEREFORE, SOME OF THE ABOVE LIMITATIONS OF SECTIONS WARRANTY DISCLAIMERS AND LIMITATION  OF  LIABILITY  MAY  NOT  APPLY TO YOU.

THIRD PARTY BENEFICIARIES

You herein acknowledge, understand and agree, unless otherwise expressly provided in this TOS, that there shall be third-party beneficiaries to this agreement.

NOTICE

Wallace Homes and Loans LLC may furnish you with notices, including those  with  regards  to  any  changes  to  the  TOS, including but not limited to email, regular mail, MMS or SMS, text  messaging,  postings  on  our website Services, or other reasonable means currently known or any which may be herein  after developed. Any such notices may  not  be  received  if  you  violate  any  aspects  of  the  TOS  by  accessing  our  Services in an unauthorized manner. Your acceptance of this TOS constitutes your agreement that you are deemed to have received any and all notices that would have been delivered had you accessed our Services in an authorized manner.

TRADEMARK INFORMATION

 You herein acknowledge, understand and agree that all of the Wallace Homes and Loans LLC trademarks, copyright, trade name, service marks, and other Wallace Homes and Loans LLC logos and any brand features, and/or product and service names are trademarks and as such, are and shall remain the property of Wallace Homes and Loans LLC. You herein agree not to display and/or use in any manner the Wallace Homes and Loans LLC logo or marks.

COPYRIGHT OR INTELLECTUAL PROPERTY INFRINGEMENT  CLAIMS  NOTICE & PROCEDURES

 Wallace Homes and Loans LLC will always respect the intellectual property of others, and we ask that all of our users to the same. With regards to appropriate circumstances and at its sole discretion Wallace Homes and Loans LLC may disable and/or terminate the accounts of any user who repeatedly violates  our TOS  and/or  infringes  the rights of others. If you feel that your work has been duplicated in such  a  way  that  would  constitute  copyright infringement, or if you believe your intellectual  property  rights  have  been  otherwise  violated, you should provide to us the following information:

 

  1. The electronic or the physical signature of the individual that is authorized on behalf of the owner of the copyright or other intellectual property interest;

  2. A description of the copyrighted work or other intellectual property that you believe has been infringed upon;

  3. A description of the location of the site which you allege has been infringing upon your work;

  4. The physical address, telephone number, and email address; 

  5. A statement, in which you state that the alleged and disputed use of your work is not authorized by the copyright owner, its agents or the law;

  6. And finally, a statement, made under penalty of perjury, that the aforementioned information in your notice is the truth and accurate, and that you are the copyright or intellectual property owner, representative or agent authorized to act on the copyright or intellectual property owner's behalf.

The Wallace Homes and Loans LLC Agent for notice of claims of copyright or other intellectual property infringement can be contacted as follows:

 Mailing Address: Wallace Homes and Loans LLC

Attn: Copyright Agent

23203 56th Ave. South

Kent, WA 98032

 Telephone: 206-795-9053

Email:        Michelle.Wallace@kw.com

 

CLOSED CAPTIONING

BE IT KNOWN, that Wallace Homes and Loans LLC complies  with  all  applicable  Federal  Communications Commission rules and regulations regarding  the  closed  captioning  of  video  content.  For  more information, please visit our website at www.agentbrokertraining.com. 

GENERAL INFORMATION

ENTIRE AGREEMENT

This TOS constitutes the entire agreement between  you and Wallace Homes and Loans LLC and shall govern  the use of our Services, superseding  any prior version of this TOS between you and us with respect to  Wallace Homes and Loans LLC Services. You may also be subject to additional terms and conditions that may apply when you use or purchase certain other Wallace Homes and Loans LLC Services, affiliate Services,  third-party  content or third-party software.

CHOICE OF LAW AND FORUM

It is at the mutual agreement of both you and Wallace Homes and Loans LLC with regard to the TOS  that  the relationship between the parties shall be governed by the laws of the state of Washington  without regard to  its conflict of law provisions and  that  any  and all claims,  causes  of  action  and/or  disputes,  arising  out of or relating to the TOS, or the  relationship  between  you  and  Wallace Homes and Loans LLC, shall be filed  within the courts having  jurisdiction  within  the County  of King,   Washington  or the U.S.  District Court located in said state. You  and Wallace Homes and Loans LLC  agree  to  submit  to  the  jurisdiction  of  the  courts  as previously mentioned, and agree to waive any and all objections to the exercise of jurisdiction  over the parties by such courts and to venue in such courts. 

WAIVER AND SEVERABILITY OF TERMS

At any time, should Wallace Homes and Loans LLC fail to exercise or enforce any right or provision of the TOS, such failure shall not constitute a waiver of such right or provision. If any provision of this TOS is found by a  court of competent jurisdiction to be invalid, the parties nevertheless  agree  that the court should  endeavor  to give effect to the parties' intentions as reflected in the provision, and the other provisions of the TOS remain in full force and effect.

NO RIGHT OF SURVIVORSHIP NON-TRANSFERABILITY

You acknowledge, understand and agree that your account  is  non-transferable  and  any  rights  to  your ID and/or contents within your account shall terminate upon your death. Upon  receipt  of a copy  of  a death certificate, your account may be terminated and all contents therein permanently deleted.

STATUTE OF LIMITATIONS

You  acknowledge,  understand  and agree that regardless of any statute or law  to the contrary, any claim     or action arising out of or related to the use of our Services or the TOS must be filed within 7 year(s) after said claim or cause of action arose or shall be forever barred.

VIOLATIONS

Please report any and all violations of this TOS to Wallace Homes and Loans LLC as follows:

Mailing Address:

Wallace Homes and Loans LLC

Attn: Copyright Agent

23203 56th Ave. South

Kent, WA 98032

Telephone: 206.795.9053

Email:        Michelle.Wallace@KW.com